The Apple Card is now available in the US

Those in the U.S. can apply for the Apple Card right now through the Wallet app and, once approved, use the card digitally in minutes. Just open up the Wallet app (on iOS 12.4), tap the + button, and choose the Apple Card option.

Currently, Apple Card will only be available in the United States and later it will roll-out to more countries.

Apple began rolling out its virtual credit card at the beginning of August, first releasing it only to a limited-number of customers. You'll need to fill out some information, and a few seconds later, you'll receive a credit limit and April offer.

Privacy and security are also big things with the Apple Card, as Apple says that it won't know where you shopped, what you bought, or how much you spent.

An interesting feature of the card is the daily rewards system, which grants three percent cash back on purchases made from Apple - an offer that has now been extended to Uber and Uber Eats in response to high customer demand. Apple Card will continue to add more popular merchants and apps in the coming months. In announcing the card's official debut, Apple identified the ongoing interest rate as a variable annual percentage rate of 12.99% to 23.99%, based on creditworthiness. "We also see accelerating growth within Services, aided by the upcoming launch of the Apple Card in August as well as Apple Arcade and Apple TV+ this fall", CFRA analyst Angelo Zino said in a research note to investors after Apple's quarterly results.

The Apple card system was designed in partnership with Goldman Sachs and Mastercard to ensure that it works seamlessly across the globe. Starting today, customers will receive 3 percent Daily Cash when they use Apple Card with Apple Pay for Uber and Uber Eats. There are no annual, late, worldwide or over-the-limit fees while interest rates are "among the lowest in the industry" claims Apple.

Apple Card customers get 3% daily cash back on purchases made directly with Apple, including at the Apple Store, the Apple Online Store, the App Store, iTunes and for Apple services.

And, Apple says it will keep your activity private.

'Apple is partnering with Goldman Sachs as its issuing bank.

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